Banks and borders

Banks are national things: when they're bankrupt, in these times of crisis for instance, it is us, citizens, that fund it out of our good heart; when times are prosperously bubbly (cf: Klein, N. the Shock Doctrine, 2008)they pretend to outreach states. Still, if you want to transfer money from one country to another, you'll have to pay so much money you won't have any left.
Anyway, I reckon banks should pay their customers in order to dispose of their money for their speculation schemes.